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Aflac Group Hospital Plan “The Most Comprehensive Group Aflac Plan”

If you’ve ever been hospitalized due to an illness or injury, getting well should be your main focus. Your major medical insurance tends to cover many of the medical expenses related to a hospital stay, surgery, an emergency room or doctor office visit. Yet even with a great health insurance plan, you may be left with out-of-pocket expenses or lost income, especially if you have to miss work. Group Hospital Indemnity Insurance from Aflac can help provide a financial cushion while you or a family member recovers.

What is Aflac Group Hospital Indemnity?

The cost of a hospital stay can add up quickly. Even a short hospital stay can set the stage for financial difficulties that can last for years. Aflac Group Hospital Indemnity Insurance provides supplemental benefits that enhance existing coverage and allows members to be prepared for the unexpected. Aflac pays benefits directly to you to use toward unpaid medical bills or for everyday living expenses like your rent or mortgage, utilities, gas and groceries.

This comprehensive plan offers benefits for all doctor visits related to covered illnesses. This includes urgent care visits, ER visits and even primary physician visits related to being sick. Whether the visit is due to an ear infection, upper respiratory infection, kidney stones, pneumonia, appendicitis or another covered illnesses, Aflac will provide benefits regardless of whether your major-medical insurance charged you or not.

Members may choose from two different plan types, Plan 2 or Plan 4, with Plan 4 having some larger benefits. Both plans are guaranteed issue, if you are currently working and your spouse is able to work, you cannot be denied. There are some benefit payout maximums for a calendar year, so please see the plan details for more information.

We encourage all of our current Aflac policyholders to contact us anytime they see a doctor. Whether they have suffered an injury, were recently ill or simply just have a question regarding their coverage, we want them to feel free to contact us. The Group Hospital Indemnity plan covers more situations than any other group plan, so it’s important that policyholders take advantage of all of the benefits they are entitled to.

What are current policyholders saying?

“I am so grateful I enrolled with Aflac. When my daughter had to have an emergency surgery last year, Aflac helped ease the stress for me. The claims process is very fast and easy and the refund amount helped ease the burden of loss wages from missing work due to her recovery time. I would highly recommend Aflac to anyone and especially those families with small children.”

– Laricia Bell-Pinckney – Public Utilities

When can I sign up?

The group Aflac enrollment website is open and will close on June 30, 2017. All MEA members can sign up online at www.Aflac.com/SDMEA or can contact Will Stover directly.

How do I get more information on the rates and plan options?

Like most group benefit plans, it is important for you to understand the exclusions, limitations and your schedule of benefits. All of this information can be found online at www.Aflac.com/SDMEA.

In addition to the website, an Aflac benefits specialist will be visiting various work locations in order to answer all your questions, to provide plan details and rates and to assist with enrollment and claims. Please visit the MEA website to see the benefit fair schedule. To set up a meeting with a benefit specialist, or to get more information on rates and plan options, please feel free to contact Will Stover at 619-535-7240 or wstover@integratedlabor.com.